Wallet infrastructure
White-label wallets, ready to launch.
Give businesses, end users and AI agents their own wallets — with KYC tiers, balances, holds and limits managed for you.
What you get.
Tiered KYC
Onboard with minimal KYC and upgrade limits as users verify.
Balances & holds
Real-time balances with holds, releases and escrow.
Limits & controls
Set per-user, per-day and per-transaction limits by rule.
Transfers
Wallet-to-wallet, wallet-to-bank and merchant payments.
Double-entry ledger
Every movement recorded, auditable and reconcilable.
Freeze & recover
Freeze, unfreeze and close wallets with a full audit trail.
How it works.
01
Create
Open a wallet for a user, business or agent with one call.
02
Verify
Run KYC in-flow; limits rise automatically as tiers complete.
03
Transact
Fund, spend, transfer and withdraw on GSX rails.
Walletssample data
Asha Traders
business · KYB verified₹ 4,82,150
business · KYB verified₹ 4,82,150
Rohan M.
user · tier 2₹ 12,400
user · tier 2₹ 12,400
procurement-bot
agent · policy 14₹ 1,87,600
agent · policy 14₹ 1,87,600
Meera S.
user · frozen₹ 2,050
user · frozen₹ 2,050
POST/v1/wallets
{
"owner": { "type": "user", "ref": "usr_2291" },
"kyc_tier": 1,
"limits": {
"daily": 5000000,
"per_transaction": 1000000
}
}Works with the rest of GSX.
AI Agent PaymentsGive each agent its own wallet, credentials and spend policy. Approve the exceptions, audit everything, and keep humans in control.Learn moreCollections & PayoutsUPI, IMPS and bank collections plus bulk payouts to any bank account or UPI ID — retried, tracked and reconciled automatically.Learn moreCard ProcessingAccept Visa, Mastercard, RuPay and more with tokenisation, 3-D Secure and smart routing — on PCI DSS Level 1 certified infrastructure.Learn more